darvionexiq - Expert financial advice for confident money decisions

Acceptance of Terms

By accessing, browsing, or using the darvionexiq website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. These terms constitute a legally binding agreement between you and darvionexiq. Your continued use of the website signifies ongoing acceptance of any modifications to these terms.

Definitions

For purposes of these Terms and Conditions, the following definitions apply throughout this agreement and govern interpretation of provisions.

Website refers to the darvionexiq platform accessible at darvionexiq.com, including all pages, content, features, functionality, and services made available through this darvionexiq and associated subdomains.

Services encompass all information, content, guidance, tools, features, and resources provided through the website, including articles, blog posts, newsletters, and other materials.

User, you, or your refers to any individual or entity accessing or using the website or services, whether as casual visitor or registered subscriber.

Content means all text, images, graphics, logos, icons, audio, video, data, and other materials published on or through the website.

Use of Services

Our services provide general information and educational content about financial topics. The information presented does not constitute professional financial advice, and you should not rely on it as the sole basis for financial decisions. You remain solely responsible for evaluating information and determining its applicability to your specific circumstances. Results may vary based on individual situations.

Eligibility

You must be at least 18 years of age and possess legal capacity to enter binding contracts under applicable law to use our services. By using the website, you represent and warrant that you meet these eligibility requirements.

Use by minors requires parental consent and supervision.

User Responsibilities

As a user of our website and services, you agree to fulfill certain responsibilities and maintain standards of conduct.

Provide accurate, current, and complete information when submitting forms, creating accounts, or communicating with us through any channel.

Maintain confidentiality of any account credentials, accepting responsibility for all activities occurring under your account or through your access.

Use services only for lawful purposes and in compliance with all applicable federal, provincial, and local laws and regulations.

Respect intellectual property rights of darvionexiq and third parties, refraining from unauthorized use, reproduction, or distribution of content.

Prohibited Uses

You agree not to engage in any of the following prohibited activities when using our website or services.

Attempting to gain unauthorized access to any portion of the website, other user accounts, computer systems, or networks connected to the website through hacking, password mining, or other means.

Engaging in any activity that disrupts or interferes with website functionality, servers, or networks, or that imposes unreasonable load on infrastructure.

Using automated systems including robots, scrapers, or data mining tools to access, monitor, or copy website content without express written permission.

Transmitting viruses, malware, or other malicious code, or engaging in activities that could damage, disable, or impair website functionality or security.

Impersonating any person or entity, misrepresenting affiliation with any person or entity, or using false information to mislead others about identity or intentions.

Intellectual Property Rights

All content, features, and functionality on the website, including text, graphics, logos, icons, images, audio clips, and software, are the exclusive property of darvionexiq or its licensors and are protected by Canadian and international copyright, trademark, and other intellectual property laws. You may view, download, and print content for personal, non-commercial use only, provided you maintain all copyright and proprietary notices.

User-Generated Content

If you submit, post, or transmit any content to the website through comments, forms, or other interactive features, you grant darvionexiq a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, modify, adapt, publish, and display such content for purposes related to operating and promoting our services.

User Content Representations

You represent and warrant that you own or have necessary rights to any content you submit, that your content does not violate any third-party rights, and that it complies with all applicable laws. darvionexiq reserves the right to remove any user content that violates these terms or that we deem inappropriate for any reason.

Privacy and Data Protection

Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect your personal information. By using our services, you consent to our privacy practices as described in that policy. We are committed to protecting your privacy in accordance with Canadian privacy legislation.

View Privacy Policy

Disclaimers and Limitation of Liability

The following disclaimers and limitations apply to your use of our website and services to the fullest extent permitted by law.

No Financial Advice

Content provided through the website is for informational and educational purposes only and does not constitute professional financial, legal, tax, or other advice. You should consult qualified professionals regarding your specific circumstances before making financial decisions. Results may vary based on individual situations and external factors.

Limitation of Liability

To the maximum extent permitted by law, darvionexiq and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the website or services, even if we have been advised of the possibility of such damages. Our total liability shall not exceed the amount you paid, if any, for accessing services.

Indemnification

You agree to indemnify, defend, and hold harmless darvionexiq and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses, including reasonable legal fees, arising from your use of the website, violation of these terms, or infringement of any third-party rights.

Dispute Resolution

In the event of any dispute arising from these Terms or your use of our services, the following resolution procedures apply.

Arbitration

Any dispute shall be resolved through binding arbitration in accordance with the rules of a recognized Canadian arbitration association. Arbitration shall take place in the province where darvionexiq operates, and judgment on the award may be entered in any court having jurisdiction.

You waive any right to participate in class action lawsuits or class-wide arbitration.

Online Dispute Resolution

For residents of jurisdictions providing online dispute resolution platforms, you may access such platforms to resolve disputes arising from online transactions or services. We are committed to good-faith participation in alternative dispute resolution processes.

Access Dispute Resolution Platform

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving intent.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other legal notices published on the website, constitute the entire agreement between you and darvionexiq regarding use of the website and services, superseding any prior agreements, communications, or understandings, whether written or oral.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Canada and the province in which darvionexiq operates, without regard to conflict of law principles. You consent to the exclusive jurisdiction of courts located in that province for resolution of any disputes.

Termination

darvionexiq reserves the right to terminate or suspend your access to the website and services immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the website ceases immediately, though provisions regarding intellectual property, disclaimers, and limitations of liability survive termination.

Modifications

darvionexiq reserves the right to modify these Terms and Conditions at any time by posting revised terms on the website. Changes become effective immediately upon posting unless otherwise specified. Your continued use of the website after changes constitutes acceptance of modified terms. We encourage periodic review of these terms to stay informed of updates.

Contact Information

For questions, concerns, or notices regarding these Terms and Conditions, please contact us through the following methods.

Email Address: content@darvionexiq.com

Phone Number: +1 (193) 666-8263

Mailing Address: 73 Bathurst Street, 4th Floor, Toronto, ON M5V 2P6 Canada

Terms and Conditions of Use